Banking

We assist clients to:

  • Formulate strategies for the collection of bad debts and rescheduling problem loans.
  • Interpret recent developments in banking laws and regulations and communicate with regulatory agencies.
  • Evaluate the validity and enforceability of agreements and security rights.
  • Negotiate and draft documents for loan transactions, including transfer, security and pledge agreements.

Non-Performing Loan Portfolio Practice

We assist clients with the establishment of Asset Management Companies (“AMCs”) and Asset Service Companies (“ASCs”) and advise on the sale and purchase of non-performing loan portfolios (“NPLs”).

Establishment of AMCs and ASCs

  • Advise on corporate structure and tax optimization
  • Incorporate AMC and ASC entities
  • Obtain required approvals and licenses
  • For AMCs and ASCs with foreign investment:
    • Obtain foreign investment approval
    • Obtain work permits and alien resident certificates for expatriate executives
  • Advise and draft joint venture agreements, shareholder agreements and coordination arrangements among shareholders and/or joint venture parties

Acquisition of NPLs

  • Due diligence review and analysis of portfolio loans
  • Assessment of foreclosure of mortgage on collateral and enforcement actions
  • Advise on potential bankruptcy, compulsory execution and litigation issues
  • Negotiate and draft purchase arrangement documents and participation agreements

Bid Support Activities

  • Advise on legal risk, mortgage valuation, security interest issues
  • Prepare and negotiate bid documents

Post-Acquisition Management

  • Advise on work-out matters, including re-organization, re-sale, bundling, re-zoning and settlement of claims
  • Bring court actions and litigate claims

Client Testimonial

One of the best China lawyers based in Shenzhen! I appreciated this Shenzhen lawyer's service because they helped me achieved my goals, though it was a tough mission. They are English speaking lawyers, so there are absolutely no communication barrier you likely encounter elsewhere. What impressed me is these Shenzhen lawyer's quick response and professional service, two characteristics which I treasure most. Although the Shenzhen lawyers are based in south China, they represent clients across the country, so you can also call them China lawyer! - Johnson